Don't Forget Closing Costs

"Closing Costs" are the fees that pay for various services involved when you sell or buy a house. Sellers and buyers usually negotiate these closing costs.

Many of the costs associated with buying a house are associated with getting a mortgage. At Nationwide Home Loans, we have extensive experience in residential mortgage lending, so we can compile a comprehensive list of closing costs related to your mortgage in your "Loan Estimate".

Loan Estimates (LEs)

Buyers get a "Loan Estimate" of closing costs around the time the loan application is submitted to the lender. The closing costs specified in the LE are estimated based on Nationwide Home Loans's experience with mortgage loans, but costs often vary by small amounts between the Loan Estimate (LE) and closing. We answer buyers' questions about closing costs every day at Nationwide Home Loans, so don't hesitate to ask if we can help answer your questions.

Below is a general list of costs for buying a home. We will provide you with a specific list of your closing costs when we provide your Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Escrow Fees
  • Various Taxes
  • Loan Origination Fee
  • Points — lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
Property Taxes
  • Insurance
  • Transfer Taxes & Recording Fees
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood or Quake Insurance if applicable

Nationwide Home Loans can answer questions about these closing costs. Call us at (562) 693-5048.

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